Author Bio: Elizabeth Roque is an in-house writer for Franklin Debt Relief. She presents information about debt relief programs, credit card debt reduction and getting out of debt on a variety of financial sites online.

Regardless of the reasons why you chose to get divorced or whether it was a good or bad one, both parents are still responsible for the care of their children. Since both are not going to be around anymore, a widely accepted substitute is financial support to help the single parent care for the children better. Child support is not a form of punishment for one parent or another, but is designed to help raise the standard of living for kids instead; so everyone with children that have become separated or divorced is entitled to child support if they are the ones caring mainly for the children.

Start with getting a child support order. There is an official way to go about getting an order for child support, so if things go wrong you have a way to prove you are supposed to collect and you can take it to court if the other spouse doesn’t pay. Make sure you verify that the amount on that paper is the amount you expect to receive every month as well.

How is child support calculated? Even though guidelines for calculation are different in every state, the guidelines are generally the same and they are always based on the same things: number of children, amount of pay spouse is receiving, the needs of the child, and the ability of the parent to pay. However, in a few select states, the amount a parent is making is not factored into how much must be paid for child support.

Once support has been written up and calculated, it is then the responsibility of the absent parent to pay the money directly to the custodial parent and, in some extreme cases, through a court ordered program. The court program is becoming more common simply because it’s an easy way to enforce that payments are being made.

What happens if the absent parent doesn’t make payments? Simply put, nothing good. Federal law requires that all states make pursuit of child support payments available to everyone who needs it, even if they can’t afford it.
When beginning the child support enforcement process, you only need a copy of your support order, the name of the absent parent, and their social security number so they can be tracked. Once it has been established that this person is not making the payments they are legally bound to make, their wages can be withheld and they can even get jail time if it continues.

Don’t be afraid to get the child support you need to support your kids. Contact a professional today.

 

After, the recent economic meltdown, a large number of individuals across the nation are incessantly falling into credit card debt. People can incur credit card debt due to many reasons, like medical expenses, extravagant holidays, renovating houses and low income. But no matter how you get into the debt, you must come out of it as soon as possible. Hire the services of a lawyer, who will help you unburdening yourself from the overwhelming credit card debt through various debt relief services like negotiating with your creditors and developing a repayment plan for you.

However, let us here discuss how a lawyer can help you coming out of your exiting credit card debt.

Stop collection calls:

Lawyers can contact your creditors and stop collection calls to your home. Lawyers can even sue the creditors if they continue to conduct unfair practices to collect the debt from the debtors. So the creditors do not generally dare to call the debtors regarding debt collection if a lawyer is involved in the process of negotiation.

Help you achieve your rights:

Lawyers will never let you to walk away from your debt. If you have an overwhelming credit card debt that you cannot afford to pay back, lawyer will negotiate with your creditors and reduce the pay-off amount. The key is to make your debt at a rate and payment plan that is affordable for you.

Develop a payment plan:

Lawyers develop a payment plan depending on the income and expenses of the debtors. So you must provide your lawyer with every detail of your income and expenses so that he can develop an affordable payment plan for you. This will help you make payments for credit card debt easily and comfortably. Lawyers also suggest you whether you need to go for debt consolidation or you need to go for bankruptcy assessing your fiscal situation.

Abide by the plan:

Once your lawyer suggests you to go for debt consolidation, bankruptcy or repayment plan, try to stick with it. Make sure that the plan you are provided with is affordable for you to manage on a monthly basis. If it is not, ask your lawyer to assist you in locating a financial management team. Financial management team can provide you with a budget plan following which you can make your debt payments and eventually clear them.

Bridge the gap between you and your creditors:

Lawyers can act as a liaison between you and your creditors. If you need to contact your creditor but feeling uneasy to do so, then take help from a lawyer. He can get involved and handle the communications much effectively than you could.

Thus, if you are into outstanding credit card debt, hire the services of a lawyer who will help you wiping off your debt through various debt relief services.

 

According to a report released by the Centers for Disease Control and Prevention (CDC), the number of first marriages that end in separation or divorce within 15 years is as high as 45 percent. The report, titled “First Marriage Dissolution, Divorce, and Remarriage in the United States,” also shows that one in three first marriages end within ten years and one in five marriages end within five years, which is an alarming rate for divorces. The findings of the report are based on data from the 1995 National Survey of Family Growth, a study of 10,847 women 15-44 years of age.

The study also revealed a number of other alarming statistics. These statistics show that the duration of marriage is linked to a woman’s age at first marriage. The older a woman at the time of first marriage, the longer the marriage is likely to last. In cases where the bride was under the age of 18, the figures for separation or divorce were as high as 59 percent as compared to 36 percent of those married at the age of 20 or older.

The study also found out that about 97 percent of separated non-Hispanic white women are divorced within 5 years of separation, compared with 77 percent of separated Hispanic women and only 67 percent of non-Hispanic black women.

Another statistic shows that women who divorce at a younger age are more likely to remarry as compared to women who are divorced at the age of 25 or later. This figure is as high as 881 percent for women divorced before the age of 25, compared with 68 percent of those divorced at age 25 or later. The ones who remarry, usually do so within 10 years.

The study also showed that Non-Hispanic black women are less likely than other women to remain in a first marriage, to make the transition from separation to divorce, to remarry, and to remain in a remarriage.

In the report, CDC also discussed that separation and divorce can have adverse effects on the health and well-being of children and adults. Similar research carried out in the past has shown that divorce is associated with higher rates of mortality, more health problems and leads to more risk behaviors, such as increased use of alcohol.

Dr. Edward Sondik, director of CDC’s National Center for Health Statistics, who conducted the study says that, “These data offer an important glimpse into the social fabric of this country. The implications of divorce cut across a number of societal issues – socioeconomics, health, and the welfare of our children.”

Similar studies have been carried out in the past to review major historical trends in US divorce rates. They have also focused on the factors contributing to trends in divorce and remarriage, and the transition in persons pursuing divorce and remarriage throughout the history of the USA. These studies reveal that there has been a dramatic increase in divorce throughout the 20th century, mostly due to the advent of industrialization which has transformed family. The increased labor force participation of women and female economic independence has also allowed both men and women greater freedom to divorce.

Author Bio

Richard Jacobs is a chief editor since early 2007, and he currently works for MyDUIattorney. A website that helps you to find the right DUI lawyer, you can search for a Texas DUI Lawyer or for Philadelphia DUI Lawyer online, anytime!

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